diff --git a/lib/pleroma/user.ex b/lib/pleroma/user.ex
index f94202af5..480521984 100644
--- a/lib/pleroma/user.ex
+++ b/lib/pleroma/user.ex
@@ -366,21 +366,21 @@ def invisible?(%User{invisible: true}), do: true
   def invisible?(_), do: false
 
   def avatar_url(user, options \\ []) do
-    case user.avatar do
-      %{"url" => [%{"href" => href} | _]} ->
-        href
-
-      _ ->
-        unless options[:no_default] do
-          Config.get([:assets, :default_user_avatar], "#{Endpoint.url()}/images/avi.png")
-        end
-    end
+    default = Config.get([:assets, :default_user_avatar], "#{Endpoint.url()}/images/avi.png")
+    do_optional_url(user.avatar, default, options)
   end
 
   def banner_url(user, options \\ []) do
-    case user.banner do
-      %{"url" => [%{"href" => href} | _]} -> href
-      _ -> !options[:no_default] && "#{Endpoint.url()}/images/banner.png"
+    do_optional_url(user.banner, "#{Endpoint.url()}/images/banner.png", options)
+  end
+
+  defp do_optional_url(field, default, options \\ []) do
+    case field do
+      %{"url" => [%{"href" => href} | _]} when is_binary(href) ->
+        href
+
+      _ ->
+        unless options[:no_default], do: default
     end
   end
 
diff --git a/test/pleroma/user_test.exs b/test/pleroma/user_test.exs
index a590946c2..12ccc6bf4 100644
--- a/test/pleroma/user_test.exs
+++ b/test/pleroma/user_test.exs
@@ -2509,6 +2509,16 @@ test "avatar fallback" do
     assert User.avatar_url(user, no_default: true) == nil
   end
 
+  test "avatar object with nil in href" do
+    user = insert(:user, avatar: %{"url" => [%{"href" => nil}]})
+    assert User.avatar_url(user) != nil
+  end
+
+  test "banner object with nil in href" do
+    user = insert(:user, banner: %{"url" => [%{"href" => nil}]})
+    assert User.banner_url(user) != nil
+  end
+
   test "get_host/1" do
     user = insert(:user, ap_id: "https://lain.com/users/lain", nickname: "lain")
     assert User.get_host(user) == "lain.com"